Fundamentals

Health care proxies are a type of advanced health care directives that allow you to express how you would like your medical treatments to be handled if you are unable to communicate with your doctors and other medical staff.
When and if you decide to fill out a health care proxy the first thing you […]

Fundraising is big business these days. As a recently retired high school teacher and mother of two, I have found myself in charge of more fundraisers than I care to remember over the years. Here are five key things to look for when you start searching for that just right fundraising company.
1. Make sure […]

Finally, your children have grown old enough and are off to college, now you can relax a little but you will still worry about the general things such as grades and drug usage. Several months later your daughter calls crying and hysterical about a “major problem”, your parenting mode kicks in and you try […]

We’ve all faked a sick day or two in order to get some extra sleep and recuperate after a night of celebration, to get some last minute shopping done, or to pamper ourselves at a local spa. Go ahead, admit it. The boss isn’t watching. And while these little discrepancies aren’t exactly worthy of […]

There is really only one reason to enter into marriage – love. When two people love each other and want to spend the rest of their lives together, it is usually safe to assume that marriage probably is not too far down the road. When you enter into marriage with a person you love, […]

Yes, it costs more, but whole life insurance packs a few perks that term life insurance doesn’t. The perk most people are interested in is the fact that whole life insurance usually offers fixed premiums; since it covers you for life, you could have fixed premiums for life. Term life insurance doesn’t cover you […]

When out shopping with my sisters, we decided to visit the famous Mall of America. My eldest sister announced that she was keen to look for a store specializing in children’s clothing. I decided with my younger sister to do some shopping for clothes for ourselves, and she also wanted to buy something for […]

No matter how many books we have read; no matter how many films we have watched; no matter how many nieces, nephews, and younger cousins we have; no matter how many teenage years we have spent babysitting for extra cash. Nothing can prepare us for the world of parenting the way actually having our […]

With the recent increase in premiums for Medicare, for most the payments have jumped up by 5.6% to $93.50 monthly or ($1,122 a year). Overall though most agree, this increase in premiums is a lot smaller than many expected. Almost all the Insurance companies were predicting that the premium increases would hit high double […]

Whether they’re romantic, loving, personal, friendly, or professional, relationships of every kind are everywhere. Men and women have relationships. Parents and children have relationships. Employers and employees have relationships. Teachers and students have relationships. Neighbors even have relationships with one another. Is it any surprise that we should have relationships with our insurance agents, […]